5 Types of Business Insurance: Which One Is Right for You? Running a business means taking on risks, some predictable, others completely unexpected. Whether it’s a fire, theft, or a sudden drop in revenue due to damage, these challenges can derail your operations and drain your finances. That’s where business insurance steps in. It’s not…

A Comprehensive Guide to Car Insurance Coverage Types Car insurance is not just a legal requirement, it’s a shield of financial protection. In Jamaica, car insurance is mandated to protect drivers, passengers, and third parties in the event of an accident.  The system is regulated by laws such as the Motor Vehicles Insurance (Third-Party Risks)…

A Comprehensive Guide to Insurance Perils If you’re interested in purchasing an insurance policy you’ll come across the word “peril” a lot in your research. To be an informed purchaser, you’ll have to understand the types of perils and then decide which ones you want included in your insurance policy. But first, let’s start with…

What is Proximate Cause in Insurance? Understanding Its Role in Loss and Liability If you have an insurance policy or thinking about getting one, you must understand the term, ‘proximate cause’. If you’re unfamiliar with the term or how it relates to your insurance policy, that’s where we come in. Let’s dig into what ‘proximate…

Can Home Insurance Cover Foundation Repair? What Jamaican Homeowners Need to Know The comfort and safety of your home often hinges on the foundation it sits on. While your home’s foundation may be out of sight, it should not be out of mind. It’s not immune to damage and can require costly repairs. If you…

What is third-party car insurance and how does it work? In Jamaica, motor vehicle owners must have third-party insurance. This type of insurance provides protection or coverage if you injure or damage someone’s property.  Why is it important to understand the importance of third-party insurance? Third-party insurance is mandatory per the Motor Vehicle Insurance (Third Party…

What is Comprehensive Insurance and What Does It Cover? When it comes to protecting your assets, comprehensive insurance stands out as a vital safeguard. Whether you’re a vehicle owner, a homeowner, or a business operator, understanding what comprehensive insurance is and what it covers can help you make informed decisions. In this post, we’ll delve…

Navigating Toll Roads and Safe Highway Driving Tips in Jamaica Driving on Jamaica’s highways offers a unique glimpse into the island’s diverse landscapes, but it also comes with its own set of challenges. From understanding toll rates to ensuring safety on the road, being prepared can make your journey more enjoyable and stress-free. This guide…

Hurricane Season in Jamaica: All You Need to Know The Caribbean hurricane season is observed from June 1 to November 30 annually. For 2024 the hurricane season is forecasted to be highly active. In July hurricane Beryl became the first major Atlantic hurricane as she barreled through islands across the Caribbean. With a peak intensity…