What We Do


Getting an auto insurance policy with General Accident means getting personal attention. A knowledgeable agent can help you understand your options, so you can select the coverage that's right for you.


Protect your home sweet home with insurance from General Accident. A dedicated agent can provide you with helpful information and support, so you can quickly and easily select a policy that meets your needs.


Even if you're not required to have Travel insurance, it's important to protect your self and your loved ones when you travel. You can get that dependable coverage from General Accident at a surprisingly affordable price, along with the support of a knowledgeable agent who can help you navigate your policy. Experience the peace of mind that comes with knowing you are always protected.


General Accident offers many different kinds of insurance so you can protect what matters most.

Vision Statement

“An insurance industry leader commanding sufficient market share to influence industry conditions and offering innovative insurance solutions, excellent customer service, and a satisfactory return to all stakeholders, in a comfortable working environment.

Success will be measured by our customers choosing us because of their belief in our ability to meet and exceed their expectations of service, price and expertise”.

Mission Statement

“We are a general insurance company which provides an innovative product, excellent service for our customers, fair remuneration to our staff and a fair return to our shareholders”.

Our History

Brand retained

General Accident retained it's brand, underwriting and management philosophies it was known for in the insurance and reinsurance industries, which have served the Company and its policyholders well for 30 years.

August 20th | Read More


Musson (Jamaica) Limited became the sole parent of General Accident.

June 06th | Read More

Joint Partnership

General Accident Fire & Life Assurance Corporation "GAFLAC" - A Scotland-based global insurance company and Musson Group of Companies.

January 05th | Read More


DESMOND Blades, the iconic Barbados-born businessman who made Jamaica his home and etched his name in the annals of local private sector history.

January 05th | Read More


General Accident started operations in Jamaica in the 1920’s as agents for the world wide insurance company of General Accident Fire & Life Assurance Corporation, GAFLAC, located in Perth Scotland, a 1885 entity with significant presence in 45 countries.

In 1981, General Accident Jamaica was incorporated as the local insurer with shareholders Musson Jamaica, as the major shareholder and General Accident, Perth as the minor shareholder but who like any good mother GAFLAC provided the guidance and support through a management contract which provided access to many facilities which would not normally be available to a small company.

Musson Jamaica Ltd. whose core business has been involved in manufacturing and merchandising within Jamaica for the past fifty-two years, took over full ownership of General Accident in 1997.


General Accident Insurance Company Jamaica Limited Unaudited Financial Statements Year Ended 31 December 2018

GENAC Q4 Results 2018 GENAC Management Team Report – Dec 2018 GENAC Directors and Connected Parti...

General Accident profits increase

There was an increase in profit at General Accident Insurance Company for the year ended December 31...

General Accident Insurance Company Limited (GENAC) Declares Dividend

General Accident Insurance Company Limited (GENAC)  has declared a dividend of $0.1455 per share pay...

Top seed Johnson on course in General Accident Open Tennis Championships - April 9

TOP seed Damion Johnson advanced to the semi-final of the 2016 General Accident Insurance Company Op...

Winners' Circle - September 24

Frozen Delights Distributors Limited Sales & Merchandising Manager Simone Abrego (right) and her...
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