Liability Insurance

The liability class of insurance indemnifies the Insured against the financial consequences to third parties of accidents or events for which he is legally liable.

  • Public Liability Insurance
  • Products Liability Insurance
  • Employers Liability Insurance 

Public Liability Insurance

In every line of work, there’s always the potential for something to go wrong – and accidents do happen.

Personal injury and property damage claims are now more frequent and can be incredibly expensive. Even if you’re not at fault, you may still incur considerable legal costs while defending yourself. Public liability insurance protects you against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your actions.

In real terms, this means that if someone is injured or their property is damaged while you’re providing a service or they visit your premises, they may take legal action against you to recover their losses. General Accident’s Public liability policy is designed to help protect you and your business by ensuring that if this happens, you don’t have to pay any legal or court costs. It covers incidents that occur in your workplace, as well as incidents at other locations.

Products Liability Insurance

It’s important that your business is protected against claims in case you supply a product that malfunctions, fails or causes harm. Product liability insurance protects against claims of personal injury or property damage caused by products sold or supplied through your business. It is designed to help protect your business by ensuring that if this happens, you don’t have to pay any legal or court costs.

General Accident’s Product Liability insurance safeguards your business by providing cover against such claims for personal injury and property damage, including legal defence costs. So you can confidently go about your work, knowing that you’re protected if something goes wrong.

Employers Liability Insurance 

No matter how safe a work environment you create, there is always the possibility that your employees may get hurt on the job. Whether or not your business is at fault, you may still face the cost of legal action taken against you.

Employers’ liability insurance protects your business against claims made by employees who have been accidentally injured, killed or become ill as a result of working for you. The policy covers compensation costs, legal fees and medical expenses associated with these claims.

 

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