What is Engineering Insurance?

Protect your on-going construction project, plant, machinery or electronic equipment against loss or damage with this comprehensive insurance product.

  • Equipment All Risks
  • Contractors All Risk
  • Computer All Risk

Equipment All Risks

A policy that covers direct physical loss of or damage to property including incorrect operation, negligent or malicious acts of employees or third parties,
burglary, theft, robbery, short circuit, excessive voltage, induction, fire, lightning and explosion, scorching and charring, smoke, soot, forces of nature such as hurricane, storm, flood, hail, earthquake, any influence of water and moisture and any other accident not specifically excluded.

Contractors All Risk

This policy covers all risks of physical loss or damage to the contract works including all materials awaiting use including:
Fire, lightning, hurricane, earthquake, cyclone, tornado, windstorm, volcanic eruption, flood, impact damage,
aircraft damage (including things falling therefrom) , malicious damage, riot, strike, civil commotion, explosion, bursting of pipes and overflowing of water tanks, subsidence, accidental damage, burglary and theft.

Computer All Risk

General Accident’s Computer All Risk Policy covers all risks of physical loss or damage to electronic data, processing equipment and the like, including;-

  • Fire, lightning, spontaneous combustion, volcanic eruption, explosion, subterranean fire, earthquake, hurricane, windstorm,
    storm, tempest, cyclone, tornado, hail, flood, riot, strike civil commotion, malicious damage,
    aircraft damage (including things falling therefrom), impact damage, bursting
    of pipes and overflowing of water tanks and other apparatus.
  • Burglary, Housebreaking and Theft
  • Accidental Physical Damage.
  • Mechanical and electrical breakdown subject to maintenance contract


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