Your motor vehicle is a valuable asset, which we know you’ve worked hard for.

No matter how careful we are, accidents can and do happen. General Accident offers a range of motor policies that provide protection against the costs of collision, overturning, fire, theft and malicious damage and insure you against any legal liability.

With our Competitive Motor Insurance options, we are certain there is one that is suited for you!


Take advantage of the extra benefits such as:
Your policy provides a maximum of two claims in any one policy year up to the limit specified in your policy schedule. The coverage allows you to claim for broken glass in your car’s windscreen or win¬dows and it will not count as a claim for the purposes of calculating your no claim bonus
Vehicular manslaughter is every driver’s worst nightmare. However, if this nightmare ever becomes a reality, your policy provides a maximum of $150,000.00 to defend against charges.
This provides coverage to the driver of the vehicle for personal injury resulting in death or permanent injuries.
*Additional coverage is available at a cost.

If you are involved an accident and unable to drive the vehicle from the scene, your policy provides coverage for removal and storage as per the limit specified on your policy schedule.

The policy will cover medical expenses for the driver in the case of an accident. The maximum limit is as per the sum noted on your policy schedule.

All our private car policyholders can drive with the assurance of knowing that in the case of breakdown, they can contact REACT for the removal of their vehicle to a safe and secured location. **Roadside assistance for breakdown has a limit of $5,000.00 and is available to third party and commercial policy holders at a nominal price of $1,500.00.

Third party Bodily Injury In respect of death or bodily injury to any one person - $3M In respect of a series of death or bodily injury claims arising out of any one event - $5M Third Party Property Damage In respect of any one property damage claim - $3M In respect of a series of property damage claims arising out of one event - $3M *increased limits are available at an additional cost.

Child Car Seat Coverage

How does it work?

This cover automatically attaches to all private comprehensive policies. 

Effective January 1, 2019 child car seats will be automatically covered under all GA Private Comprehensive Policies. What this means is that if your car is in an crash that is NOT considered minor, or if your car is damaged by fire, or stolen and not recovered, you may claim your car seat as damaged and you will be reimbursed up to $15,000 to replace it with a new one of a similar standard. What is a MINOR CRASH? A minor crash is defined as one in which ALL of the following apply:

  • The vehicle was able to be driven away from the crash site.
  • The vehicle door nearest the car seat was not damaged.
  • None of the passengers in the vehicle sustained any injuries in the crash.
  • If the vehicle has air bags, the air bags did not deploy during the crash; and
  • There is no visible damage to the car seat.

What does it cost?

There is no charge

To know more please see your broker or call your General Accident Insurance representative today.

General Accident’s Simply Superior Roadside Assistance Feature “REACT”

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  • Comprehensive Cover Only

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