Superior Car Policy

Our Superior car policy benefits include:
  • Windscreen Damage
  • Manslaughter Defence Costs
  • Personal Accident
  • Wrecker and Storage Fees
  • Medical Expenses
  • Free Emergency Roadside Assistance

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Superior Lady Policy

If you’re a female between the ages of 25 and 65 and:
  • Hold a valid driver's licence for at least 2 years
  • Have had no accidents in the past 2 years and own a vehicle
    that is valued over $1,200,000
  • Use your car for only social domestic and pleasure purposes

Our Superior Lady Policy is the one for you. Take advantage of the extra benefits such as:
  • Protected No Claim Discount**
  • Loss of Use
  • Increased limits of liability
  • Increased windscreen, manslaughter and personal accident limits
  • Free Emergency Roadside Assistance

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Superior Male Policy

If you’re a male between the ages of 35 and 65 and:
  • Hold a driver's licence for at least 2 years
  • Have had no accidents in the past 2 years and
    own a vehicle that is valued over $1,500,000
  • Use your car for only social domestic and pleasure purposes

Our Superior Male Policy is the one for you. Take advantage of the extra benefits such as:
  • Protected No Claim Discount**
  • Loss of Use
  • Increased limits of liability
  • Increased windscreen, manslaughter and personal accident limits
  • Free Emergency Roadside Assistance

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Commercial Policies (Private and Public)

Our Private Commercial Motor Policy provides cover for vehicles used to transport your own goods such as tractors, pick-ups, refrigerated trucks etc. We offer Comprehensive and Third Party coverage options which include:

  • Windscreen Damage
  • Manslaughter Defence
  • Personal Accident
  • Wrecker and Storage Fees
  • Medical Expenses

For third party policies, windscreen damage and roadside assistance may be added at an additional cost.

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JUTA/JCAL

A special offering for members of Jamaica Union of Travellers Association (JUTA) and Jamaica Co-operative of Automobiles & Limousines Tours Limited (JACAL).

All members between the ages of 25 and 65, having requisite carriers licence and PPV plates and use the vehicle solely for contract carriage; will benefit from simply superior rates and coverage with benefits that include:

  • Glass Damage
  • Manslaughter Defence
  • Personal Accident
  • Wrecker and Storage Fees
  • Medical Expenses

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Your motor vehicle is a valuable asset, which we know you’ve worked hard for.   No matter how careful we are, accidents can and do happen. General Accident offers a range of motor policies that provide protection against the costs of collision, overturning, fire, theft and malicious damage and insure you against any legal liability.

 

 

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Types of Motor Insurance Coverage
Comprehensive
A comprehensive motor policy provides protection or coverage for your vehicle as well as damage to other persons’ property.
Third Party Only
Third Party Insurance provides cover for loss against someone else’s property.  No cover for damage to your vehicle.
Third Party Fire & Theft
Third Party Property, Fire and Theft Insurance adds cover in the event of your vehicle being stolen or catching fire.

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