Introducing
   “SYNERGY”

 Your Superior Business Package

INSURANCE POLICY
 
The new package policy from General Accident is specially designed for all small and medium-sized commercial and industrial businesses.

 

PLAIN ENGLISH
  • Written in plain English, Synergy is easy to read and understand
Wide Policy Cover
  • One policy - several extra benefits

Immediate Quotation Service 

  • General Accident’s Underwriters and Brokers throughout the country can provide Synergy quotations ‘on the spot’

Competitive and Convenient Pricing

  • One premium for all covers if applicable to your business

Fast Policy Issue

  • General Accident’s modern computer system will produce Synergy policies literally at the press of a button with policies issued within 24 hours on receipt of your documents

 

 

 

 

MAIN FEATURES

 For full details, please contact us and ask for a specimen policy.

 
PROPERTY DAMAGE

“All Risks”

Limit    $7,500,000 or $15,000,000

q       Buildings – $5,000,000 or $10,000,000

q       Contents  – 2,500,000 or $ 5,000,000

q       Goods in transit – limit any one transit $500,000

q       Temporary Removal of Contents

q       Breakage of Glass - $100,000

q       Contract Price Clause

q       Reinstatement basis including Public Authorities’ requirements

q       Replacement of locks following theft of keys

q       Automatic reinstatement of limit following a loss

q       Architects, Surveyors legal and similar fees

q       Debris Removal Costs

q       Theft - $500,000 or $750,000

q       Looting - $500,000 or $1,000,000

 

BUSINESS INTERRUPTION

Choice of Gross Profit basis or additional expenditure only.

                        Limit                $1,500,000

 q       Business interruption arising from loss or damage to property:

o       At Suppliers’ premises

o       At public utilities services

o       In transit or during storage

o       Which results in denial of access

q       Automatic reinstatement of limit following a loss

q       Accountants fees in connection with a claim

 

SYNERGY


Money and Assault

 

Money at the premises and in transit plus Personal Accident Assault benefits:

 

q       Wide definition of Money – Limit $300,000

q       Damage to Safes – Limit $10,000

q       Personal Accident Assault:

o       Death and Lump Sum benefits - $50,000

o       Temporary Total Disablement $500 per week

o       Clothing/Personal Effects damaged by Assault – up to $2,000

 

Employers Liability

 

                        Limit                $10,000,000

 

Legal liability for bodily injury sustained by Employees, including:

q       Wide definition of Employee and Business

 

PUBLIC AND PRODUCTS LIABILITY

                        Limit                $2,500,000

 

Legal liability for bodily injury to and damage to property of third parties.  This includes:

q       No exclusion of design

q       Indemnity to Principals, Directors, Partners and Employees

q       Cross Liabilities Clause

q       Lifts and escalators

q       Wide definition of Employee and Business

 

This Policy has been designed to meet the changing needs of the small and medium sized businesses as we continually try to improve and expand our service.

General Accident Insurance Company Jamaica Ltd.
58 Half Way Tree Road,
Kingston 10, Jamaica.
Telephone: (876) 929-8451; 929-8454; 929-9643-8
Fax No: (876) 929-1074; 960-1270
Email: genac@cwjamaica.com