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COVERAGE INFORMATION. |
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All
Risks |
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Accidental
loss, damage or destruction of a specified list of property
covered. Personal items commonly insured on this basis
include jewelry, works of art and valued personal possessions.
A business may choose to insure specific electronic equipment
such as fax machines, photocopiers and typewriters.
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Burglary |
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Loss of or damage to
the Insured’s property arising out of a break in involving forcible &/or violent
entry into or out of a building in which the property is contained.
Click on this link to download a Burglary Proposal Form. Save it, then email or print out a hard copy and fax back to
us.
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Business Interruption |
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Loss of profits or
income arising out of damage to property insured under a Fire and Allied perils policy.
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Cherished Car |
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The reinstated package is designed
to provide Comprehensive Insurance for vehicles valued up to
$400,000.
Click on this link to download a
Cherished
Car Proposal Form.
Save it, then email or print out a hard copy and fax back to
us. Click here for more information.
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Computer Insurance |
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Loss or damage to
specified computer hardware and related equipment used in the business or at home whilst
contained in the premises stated.
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Contractors All Risks |
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Accidental loss,
damage or destruction of or to specified contract work, material on site &/or
construction equipment.
Click on this link to download a Contractor's
All Risk Proposal Form. Save it, then email or print out a hard copy and fax back to
us.
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Employer’s Liability |
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The legal liability
of the Insured to pay compensation, along with claimant’s costs and expenses to
employees in respect of death, injury or disease sustained during and arising out of their
employment.
Click on this link to download a Employer's
Liability Proposal Form. Save it, then email or print out a hard copy and fax back to
us.
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Engineering/Machinery Breakdown |
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The sudden and
unforeseen physical loss or damage to specific equipment as a result of explosion,
breakdown and accidental damage.
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Fidelity Guarantee |
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The loss of money or
goods owned by the insured or for which he is responsible up to the amount stated in the
schedule sustained as a result of fraud or dishonesty by any employee(s) committed during
the period covered.
Click on this link to download a Fidelity Proposal Form.
Save it, then email or print out a hard copy and fax back to
us..
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Fire and Allied Perils |
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Loss of or damage to
property caused by fire, lightning, explosion, earthquake, hurricane, floods and other
perils. Looting may be added at an additional cost.
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"Synergy"
Superior Business Package |
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The
new package policy from General Accident is specially
designed for all small and medium-sized commercial and industrial
businesses.
One premium for Property Damage,
Business Interruption, Money and Assault, Employers Liability,
Public and Products Liability.
One policy - several extra benefits.
Click on this link to download a Synergy Proposal Form.
Save it, then email or print out a hard copy and fax back to
us.
Click here
for more details on this policy.
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Goods in Transit |
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The physical loss of
or damage to goods belonging to the Insured or for which he is responsible whilst in
transit within Jamaica, including loading and unloading.
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House and/or Contents |
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The
building(s) and or contents of a private dwelling house
are covered for fire, hurricane, earthquake, floods and
a variety of other perils. Our 
has been specially designed with you in mind to give
one of the widest covers possible. Our policy includes
liabilities, loss of rent, external satellite equipment
and all risks cover for jewelry and other valuables.
Click on this link to download a
Superior
Home Insurance Proposal Form.
Save it, then email or print out a hard copy and fax back to
us.
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Marine Cargo |
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All
risks of loss of or damage to the item(s) insured whilst
in transit by sea or by air.
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Money |
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Loss of money
(usually by hold-up or break-in) specified in a schedule on the Insured’s premises or
in transit.
Click on this link to download a Money
Proposal Form. Save it, then email or print out a hard copy and fax back to
us.
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Motor Vehicle Insurance |
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For
all types of motor vehicles We have comprehensive &/or
third party cover available. Our  offers
competitive rates, 60% No Claim Bonus, and includes riot,
strike, civil commotion and Acts of God with no increase
in cost. An additional discount is available if you are
one of our Superior Home Insurance Policyholders.
Click on this link to download a
Private
Car Proposal form or Commercial
Car Proposal form Save it, then email or print out a hard copy and fax back to
us.
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Plate Glass |
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Covers accidental
breakage to the fixed glass insured and specified in the policy schedule.
Click on this link to download a Plate
Glass Proposal Form. Save it, then email or print out a hard copy and fax back to
us.
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Public Liability |
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Covers the
insured’s legal liability to third parties for accidental bodily injury, death
&/or loss of or damage to property occurring in connection with the insured’s
business at the place or places mentioned in the schedule subject to a limit of indemnity.
The policy can be extended to include product liability.
Click on this link to download a
Public Liability Proposal Form. Save it, then email or print out a hard copy and fax back to
us.
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